Haines v. Washington Trust Bank
Haines NSF Fee Settlement
20-2-10459-1 SEA

Welcome to the Haines NSF Fee Settlement Website

If you had an account with Washington Trust Bank (“Defendant”) and you were charged a nonsufficient funds (“NSF”) fee and/or Overdraft Fee between June 25, 2014, and August 1, 2020, then you may be entitled to a payment from a class action settlement.

What is the lawsuit about?

The lawsuit alleges that Class Members were improperly charged NSF and/or Overdraft fees. The “Named Plaintiff,” Joseph Haines, is an individual who is acting on behalf of a group that includes all customers of Defendant who were charged an NSF fee on their accounts for a single payment submitted to Defendant for collection from June 25, 2014 through August 1, 2020, which request for collection initially was rejected for insufficient funds, but subsequently was re-presented to Defendant for collection on one or more additional occasions resulting in additional NSF and/or Overdraft Fees.

The Defendant does not deny that it assessed the Named Plaintiff NSF and/or Overdraft fees, but denies that its practices give rise to claims for damages by the Named Plaintiff or any Class Member. Although Defendant disputes Plaintiff’s claims, it has agreed to settle to avoid the costs, distractions and risks of further litigation. Thus, even though Defendant denies that it did anything improper, it believes settlement is in its best interest and in the best interests of all of its customers.

Who is included?

The Settlement Class includes all customers of Defendant who were charged a NSF fee and/or Overdraft Fees on their accounts for a single payment submitted to Defendant for collection from June 25, 2014 through August 1, 2020, which request for collection initially was rejected for insufficient funds, but subsequently was re-presented to Defendant for collection on one or more additional occasions resulting in additional NSF and/or Overdraft Fees.

What does the Settlement provide?

Defendant has agreed to create a $200,000 Settlement Fund. After deducting attorneys’ fees and costs and service awards to the Named Plaintiff, the balance of the Settlement Fund will be divided proportionately among all Class Members. In addition, Defendant has implemented changes to its disclosures and will pay the costs of notice and administration, up to $40,000, separately.

Your Legal Rights and Options in this Settlement

ACTION DESCRIPTION
DO NOTHING If you have been assessed the type of NSF fee and/or Overdraft Fee that is being challenged in this case, then you will receive a payment from the Settlement Fund so long as you do not exclude yourself.
EXCLUDE YOURSELF FROM THE SETTLEMENT;
RECEIVE NO PAYMENT BUT RELEASE NO CLAIMS

September 16, 2021
You can choose to exclude yourself from the settlement or “opt out.” This means you choose not to participate in the settlement. You will keep your individual claims against Defendant, but you will not receive a payment. If you want to recover against Defendant, then you will have to file a separate lawsuit or claim. 
OBJECT TO THE SETTLEMENT
September 16, 2021
You can file an objection with the Settlement Administrator explaining why you believe the Court should reject the settlement. If your objection is overruled by the Court, you will receive a payment and you will not be able to sue Defendant for the claims asserted in this litigation. If the Court agrees with your objection, then the settlement may not be approved.
GO TO HEARING The Court is scheduled to hold a hearing on November 19, 2021 at 10:00 a.m. to consider whether the settlement is fair, reasonable and adequate. If there are objections, the Court will consider them.

For More Information

Visit this website often to get the most up-to-date information.

Mail
Haines v. Washington Trust Bank
c/o JND Legal Administration
PO Box 91244
Seattle, WA 98111